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We understand that buying a home is one of the most exciting and challenging financial decisions you can make.  We have helped many people just like you find the home you are dreaming about.

Found 26 entries about Buyers.

 

April 2019 Blog Post First Time Home Buyers

Top 10 Myths That Trip Up First-Time Home Buyers

If you’re thinking about buying a home, you’ve probably received your share of advice from family and friends. Add to that the constant stream of TV shows, news segments, and social media posts that over-simplify the home buying process for easy entertainment.

 With so much information to sift through, it can be tough to distinguish fact from fiction. That’s why we’re revealing the truth behind some of the most common home buyer myths and misconceptions.

 Buying a home is a big decision, but it doesn’t have to be a scary one. If you arm yourself with knowledge and a qualified team of support professionals, you’ll be well equipped to make the right choices for your family and financial

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Listing REALTOR® vs Buying REALTOR®

When you’re dealing with buying a home you may wonder which is a better choice for you.  Should you deal with, the Listing REALTOR® vs the Buying REALTOR®?  It’s always advisable to have your own REALTOR® and not go to the listing REALTOR®. This is because there are aspects under the Laws of Agency in Alberta that can put buyers who go to the listing REALTOR® at a real disadvantage in my opinion.

How will this affect me?

When a member of the public goes directly to the listing REALTOR®, it puts the listing REALTOR® in a position where he represents both sides or also referred to as dual agency. The question that comes up under the law is, “How can the listing REALTOR® possibly represent both parties equally and

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Is it a Good Idea to Buy a Home Before I Sell Mine in Calgary, Alberta?

 

Whether or not to buy a home before selling your current home is the Catch 22 in real estate. When you do so, you’re taking a risk in that, depending on the market condition. Generally, it’s not advisable to do so, but if you’re in a rising market, it takes away some of the risk. However, if you’re in a declining market, don’t do it, unless you have lot’s of equity in your home.

It’s important to select a REALTOR® that understands market conditions, because that is the main factor that will influence your decision. Even in a balanced market, one that isn’t rising or declining and is sitting fairly constant, it’s bad advice to buy a home before selling yours.

Our average

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What is the Difference Between Prequalified and Preapproved Mortgages in Canada?

The public, and even many REALTORS® view preapproved and prequalified as being the same thing, but they’re not.

Prequalified Mortgages

Prequalification is based on general information that has been given to a mortgage broker or to your bank (whichever one you’re going to use). This is the first step in buying a home so that you know how much you can afford.

With a pre-qualification, the mortgage broker or bank looks at your total income and your debt and gives you a rough idea on how much you can borrow. In other words, they tell you the amount of money that you could qualify for from a lender.

The broker or the bank will calculate your affordability by doing a

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You've decided to sell your home and now there are countless questions running through your head. Where do you start? What type of Calgary brokerage firm will fit your needs and yield the best results?

It's common for home sellers to believe that using a large, franchised real estate brokerage firm will be more advantageous. It's understandable why people think this way, but it's a complete misconception.

In fact, there are a number of advantages to using an independent real estate firm that you're probably are unaware of. A REALTOR® enjoys a number of freedoms and advantages when working for an independent firm. This allows them to provide a level of service not always found at the large firms.

Personalized Service at an Independent Calgary

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No matter which way you look at it, buying a home is a major investment. For many homebuyers, however, it can be an even more expensive process than it needs if they are trapped by:

  • Paying too much for the home they want,
  • Losing their dream home to another buyer, or
  • (Worse) buying the wrong home for their needs.

A systemized approach to the home buying process can help you steer clear of these common traps, allowing you to not only cut costs but also secure the home that’s best for you.

This important report discusses the nine most common and costly of these homebuyer traps, how to identify them, and what you can do to avoid them.

1.    Bidding Blind 

  • What price should you offer when you bid on a home?
  • Is the seller’s
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Costly Mistakes to Avoid when Buying a Home in Calgary

So you’ve finally decided to buy your next home. Problem is while you were making up your mind, other fence sitters jumped into the home market too. Now you may be facing some competition for the best property home listings.

What to do? Just because there are other buyers in the housing market doesn't mean you can’t come away with your dream house. But to be a successful buyer in today’s real estate market you’re going to need help. This is where Tom’s experience can help you avoid costly mistakes when buying a home.

Your best move is to know a few inside real estate tricks. The following tested tips will increase your market savvy and sharpen your competitive position. You’ll then be ready

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6 Must Know Tips for Trading Up to a Larger Home

Unlike the experience of buying a first home, when you’re looking to move-up and already own a home, there are certain factors that can complicate the situation. It’s very important for you to consider these issues before you list your home for sale.

Not only is there the issue of financing to consider, but you also have to sell your present home at exactly the right time in order to avoid either the financial burden of owning two homes or, just as bad, the dilemma of having no place to live during the gap between closings.

Six Common Mistakes

In this report, we outline the six most common mistakes homeowners make when moving to a larger home. Knowledge of these six mistakes, and the strategies

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How Much Should I Expect to Pay on Closing Costs

Whether you’re looking to buy your first home, or trading up to a larger one, you probably are wondering how much are closing costs for a house in Calgary.  There are many costs – on top of the purchase price – that you must figure into your calculation of affordability. These extra fees, such as taxes and other additional costs, could surprise you with an unwanted financial nightmare on closing day if you’re not informed and prepared on how much to expect to pay on closing costs.

Some of these costs are one-time fixed payments, while others represent an ongoing monthly or yearly commitment. Not all of these costs will apply in every situation; however, it’s better to know about them ahead of time so

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Mortgage regulations have changed significantly in Calgary over the last few years, making your options wider than ever. Subtle changes in the way you approach mortgage shopping, and even small differences in the way you structure your mortgage, can cost or save you literally thousands of dollars and years of expense.  We have compiled this list of 6 Calgary home buyer mortgage tips. Get the Right Information about mortgages Whether you are about to buy your first home, or are planning to make a move to your next home, it is critical that you inform yourself about the factors involved. Industry research has revealed that there are 6 common mistakes that most homebuyers make in mortgage shopping that can have a significant impact on the outcome of this

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The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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